STMicroelectronics?has teamed up with?China-based?truck and car?manufacturer FAW Group?to set up a joint RD laboratory?for power train, chassis, safety, car body, car infotainment, and new-energy technologies.
The?lab?will?be involved in the development of advanced automotive-electronics technologies such as ECU (Engine Control Units), TCU (Transmission Control Unit) and EPS (Electric Power Steering)?for use in FAW?s?vehicles.
?China is a huge market for automotive semiconductors and China?s automotive shipments have ranked No. 1 worldwide for three consecutive years,?? said Jun Li, deputy chief engineer and director of FAW RD Center.?
?Automotive safety and comfort are attracting increased attention from consumers and the market for automotive electronics is also growing dramatically,??said Li.
?ST is already well-positioned in the applications of power-train, car body, and safety, as well as infotainment, and that position is well recognised among Chinese car makers and we are confident this cooperation will further strengthen ST?s position in China?s automotive electronics industry,? said Edoardo Merli, head of marketing and application, automotive product group, STMicroelectronics Greater China South Asia Region.
FAW?manufactures?trucks, buses, limousines and special vehicles. Established in 1953, it is the oldest and largest automotive group in the country.
In 2011, FAW Group sold more than?two million vehicles.
Businesses Online | Internet and Businesses Online | * Written by Samantha | Sunday, 26 August 2012 23:58 | Word Count: 421
Ball mill is the key equipment for grinding after the crushing process, which is widely used in the manufacture industries, such as cement, silicate, new building material, refractory material, fertilizer, ferrous metal, nonferrous metal and glass ceramics and can be used for the dry and wet grinding for all kinds of ores and other grind-able materials.1. When ore-machine.com/ball-mill.html">ball mills are running, regularly loud hit sound comes from the machine, the reason is some liner bolts is loosen. You can judge the position of liner bolt based on the sound resource, and then find it and tight it up. 2. The temperature of ball mills and motor bearing is rising and exceeds regulation. In this case, you can touch the machine to judge the heated parts are over whole or just partly. Settle the problems with these methods as follows. (1) Check all the lubricating points, if the using oil specifications are complies with equipment instructions or not. (2) Check if the lubricating oil and grease becomes bad. (3) Check if lubricating road is clogged, and if lubricating oil directly enters into lubricating point. Oil shortage will cause machine overheated. (4) Side gap between ball mills and bearing bush is too small, and the gap of bearing bush and bearing is too large. As a result, the contact points are too much to form evenly oil film on the bush. (5) The reason can also be the amount of roller bearing lubricating oil is too much or too little. Too much amount oil will generate heat and hardly dissipated. Too little oil will cause poor lubrication. So, we should add enough oil as regulation, generally the amount is 1/3~1/2 of the bearing gap. (6) Two ends of ball mills body is too tight in sealing, or sealing body contact directly with bearing, can cause overheated. All the above problems should be solved according to different reason. 3. Ball mills reducer bearing overheat Except checking it according to ball mill heating check methods, we should check gas discharging port of reducer. If it is clogging, we should keep it clear. 4. Ball mills vibrates when motor starts reducer, the main reasons are: (1) The gap of connected two wheels is too small, as a result, it can?t compensate driving power. (2) The method of shaft coupling correcting is not right, which leads to unconcentric of two bearings. (3) The connecting bolt of shaft coupling is not fixed tight equally, and the tight degree is different. (4) Ball mill bearing outer ring is flexible. Settlement: adjust gap of two wheels as instruction statement, and make them concentric. Fix tight the connected bolts with equal force.
Global study suggests need for strategies to combat unhealthy lifestyles among the poor and the richPublic release date: 26-Aug-2012 [ | E-mail | Share ]
Contact: Veronica McGuire vmcguir@mcmaster.ca 90-552-591-402-2169 McMaster University
Healthy foods consumed more often by wealthy
HAMILTON, ON (Aug. 26, 2012) Healthy foods such as fruits and vegetables, proteins and total fats are consumed more often by the wealthy while poorer people consume more carbohydrates, says a new study involving people from 17 countries.
The Prospective Urban Rural Epidemiology (PURE) study involving 154,000 individuals from 628 communities reported on the patterns of diet, physical activity and smoking, was presented at the European Society of Cardiology 2012 Congress on Sunday, Aug. 26, 2012.
The study found individuals who were poor, or from poorer countries were more active chiefly because of higher energy expenditure in jobs, at home, and during transportation.
The markedly lower level of obligatory physical activity was not compensated for by higher levels of recreational physical activity in richer countries or richer individuals. Those who were rich and those in richer countries quit smoking much more often so that rates of smoking was lower in the wealthier individuals and wealthier countries.
"Policies to prevent cardiovascular disease need to focus on different aspects of lifestyle among the rich versus the poor and between rich and poor countries," said professor Salim Yusuf of the Population Health Research Institute, McMaster University and Hamilton Health Sciences and principal investigator of the study.
The study was conducted in 17 countries and coordinated worldwide by the Population Health Research Institute and supported by the Canadian Institutes of Health Research, the Indian Council of Medical Research, several other peer review organizations and pharmaceutical companies.
"These results provide new insights into the need to customize prevention policies differently for the rich and the poor and for countries at different economic levels," said professor David Wood of the University of London, UK and an expert in cardiovascular disease prevention.
###
EDITORS: A backgrounder and a picture of Dr. Salim Yusuf is available for downloading at http://fhs.mcmaster.ca/media/pure_study/
For interviews or more information, please contact:
Veronica McGuire
Media Relations, Faculty of Health Sciences
McMaster University
905-525-9140, ext. 22169
Jennifer Kramer
Public Relations and Communications
Hamilton Health Sciences
905 - 521-2100,
ext. 76088
kramerj@hhsc.ca
[ | E-mail | Share ]
?
AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.
Global study suggests need for strategies to combat unhealthy lifestyles among the poor and the richPublic release date: 26-Aug-2012 [ | E-mail | Share ]
Contact: Veronica McGuire vmcguir@mcmaster.ca 90-552-591-402-2169 McMaster University
Healthy foods consumed more often by wealthy
HAMILTON, ON (Aug. 26, 2012) Healthy foods such as fruits and vegetables, proteins and total fats are consumed more often by the wealthy while poorer people consume more carbohydrates, says a new study involving people from 17 countries.
The Prospective Urban Rural Epidemiology (PURE) study involving 154,000 individuals from 628 communities reported on the patterns of diet, physical activity and smoking, was presented at the European Society of Cardiology 2012 Congress on Sunday, Aug. 26, 2012.
The study found individuals who were poor, or from poorer countries were more active chiefly because of higher energy expenditure in jobs, at home, and during transportation.
The markedly lower level of obligatory physical activity was not compensated for by higher levels of recreational physical activity in richer countries or richer individuals. Those who were rich and those in richer countries quit smoking much more often so that rates of smoking was lower in the wealthier individuals and wealthier countries.
"Policies to prevent cardiovascular disease need to focus on different aspects of lifestyle among the rich versus the poor and between rich and poor countries," said professor Salim Yusuf of the Population Health Research Institute, McMaster University and Hamilton Health Sciences and principal investigator of the study.
The study was conducted in 17 countries and coordinated worldwide by the Population Health Research Institute and supported by the Canadian Institutes of Health Research, the Indian Council of Medical Research, several other peer review organizations and pharmaceutical companies.
"These results provide new insights into the need to customize prevention policies differently for the rich and the poor and for countries at different economic levels," said professor David Wood of the University of London, UK and an expert in cardiovascular disease prevention.
###
EDITORS: A backgrounder and a picture of Dr. Salim Yusuf is available for downloading at http://fhs.mcmaster.ca/media/pure_study/
For interviews or more information, please contact:
Veronica McGuire
Media Relations, Faculty of Health Sciences
McMaster University
905-525-9140, ext. 22169
Jennifer Kramer
Public Relations and Communications
Hamilton Health Sciences
905 - 521-2100,
ext. 76088
kramerj@hhsc.ca
[ | E-mail | Share ]
?
AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.
This is Aubergine and Mushroom Ragout from A Vegan Taste of France.? I threw in 4 small courgettes as they had come in the vegetable box and I didn?t have any other plans for them this week, plus I don?t think you can ruin a dish by adding more vegetables to it!? I don?t think the recipe meant shiitake mushrooms when it called for dried ones but that?s all I had to hand so it?s what I used.? I also used a French wine in it (nothing fancy, just a Sainsburys? house one) to stick with the theme.? The recipe said to serve it with rice or bread and s amy kids would attack you for a baguette I went with that option.
Other ingredients include tvp chunks (the recipe tells you how to reconstitute them but I just pulled some already reconstituted out of the freezer), mushrooms and aubergine (obviously), garlic, tomatoes and herbs.? I used a tin of drained chopped tomatoes as I didn?t have fresh having used them all up last night.? I also don?t have a bouquet garni so I threw in a few random herbs in random amounts.? I think it would have been better with the right herbage but I?m not going to buy bouquet garni just in case I want to make this again!
These books can be a little hit and miss and they?re quite old.? They?re also English so it?s all weights rather than cups which I find more fiddly.? They don?t have any index at all in them either which means that I very rarely use them as I don?t have the time or inclination to go through a whole book looking for something I might be able to make, indexes are my friends and I use the constantly so if a book has a bad one, or none at all, it tends to get pushed to the back and not used. This was a tasty meal though and pretty simple to make, plus it?s another way to use an aubergine as Jim seems to like them so much!
We had ice cream for pudding but I want to do a separate post on the ice cream I?ve made recently, plus I forgot to take a picture!
Back tomorrow should I not be too tired from all the cooking, it?s a much more involved meal?
By:
Paige Tucker | NBC 26 News
Published: August 23, 2012
Updated: August 23, 2012 - 6:46 PM
Augusta, Ga. --
The city owned golf course still under scrutiny tonight. Last week, the city sent a default letter to the company managing the Patch. They gave them until Monday to pay $5000 in back rent or risk having the course go back under city control. The city's letter also addressed concerns about the course conditions. City leaders are also working on a contingency plan in case the company defaults on its contract.
KABUL (Reuters) - Insurgents fired two rockets at the main NATO airbase in Afghanistan, damaging an aircraft used by U.S. Joint Chiefs of Staff chairman Martin Dempsey, a NATO spokesman said on Tuesday. The general was not on board at the time.
Dempsey arrived in the country on Monday in a C-17 transport aircraft which was parked at Bagram Airbase, north of Kabul, when two rockets landed near the apron late on Monday night, slightly wounding two ground staff.
"He was nowhere near the aircraft. We think it was a lucky shot," NATO senior spokesman Colonel Thomas Collins said.
The aircraft was only being used temporarily by Dempsey and his staff. Shrapnel from the rockets also damaged a nearby helicopter.
Dempsey, who had been in the country for talks with NATO and Afghan commanders on a string of recent rogue shootings, was sleeping in his quarters when the rounds struck and left the country afterwards on another aircraft.
"No one was seriously injured in the attack," a Pentagon spokeswoman said.
Bagram, which is home to around 30,000 military and civilian personnel, is occasionally targeted with rockets and mortar shells fired by insurgents from surrounding hills and fields. In 2007, the heavily guarded base was targeted during a visit by former U.S. vice president Dick Cheney.
Sporadic attacks also occur at NATO's other main airbase in Afghanistan, Kandahar Airfield, in the volatile south, although they rarely cause deaths or major damage.
A Taliban spokesman claimed responsibility for the attack in a text message and denied it was indirect fire, saying it was based on "accurate information". But the insurgents are often quick to claim any incidents as successes.
Before leaving Afghanistan, Dempsey met his Afghan counterpart, General Sher Mohammad Karimi, who raised the issue of insider attacks by rogue forces that have killed 10 American troops in the past two weeks.
"In the past, it's been us pushing on them to make sure they do more," he said on Monday. "This time, without prompting, when I met General Karimi, he started with a conversation about insider attacks - and, importantly, insider attacks not just against us, but insider attacks against the Afghans, too."
Officials in Kandahar on Tuesday sacked the police chief in Spin Boldak district over the weekend shooting of another NATO soldier by an Afghan police officer.
"These actions will not be tolerated. We stand by our partners," the Kandahar governor's office said in a Twitter message announcing the sacking.
Afghan authorities have promised to improve vetting of police and soldiers to curb insider attacks, while also increasing the number of intelligence officers within Afghan units to identify infiltrators and disgruntled personnel.
There have been 32 insider attacks so far this year involving 36 shooters that have led to 40 coalition deaths, just over half of them Americans. Some 69 coalition troops have been wounded. That's a sharp increase from 2011, when 35 coalition troops were killed, 24 of whom were U.S. troops during the year.
(Additional reporting by Phil Stewart in WASHINGTON; Editing by Nick Macfie and Jonathan Thatcher)
A series of earthquakes occurred off the coast of Washington over the weekend.
The first quake happened at 11:07 p.m. Saturday. The magnitude 5.5 earthquake struck 190 miles west of Neah Bay. The depth was reported at 6.3 miles. ?? The second quake, magnitude 3.1, occurred at 12:14 a.m. 183 miles west of Neah Bay. The depth was 6.2 miles.
?A magnitude 4.5 hit at 1:04 a.m. Sunday, 181 miles west of Neah Bay. The depth was 6.4 miles. ??? A few people, from Blaine to Federal Way, reported feeling the 5.5 quake.
It's no secret that Sony Computer Entertainment sees mobile gaming as a large contributor to its bottom line in the future. That vision became clearer Tuesday when Sony revealed more details about its PlayStation Mobile service. The skeleton of the program was revealed earlier this summer at the E3 conference in Los Angeles, but at Gamescom in Cologne, Germany, Sony put some flesh on those bones.
Little Chute, WI (PRWEB) With an already-challenging business climate to contend with these days, companies need to be proactive about protecting all of their assets ? from the people they employ to the valuables they sell and the property that surrounds them. This is where a comprehensive business security plan comes in.
As Matthew Bent, sales manager of?Lappen Security Products?in Little Chute, Wisconsin, explains, it?s not just about having trusty door locks or a single surveillance camera anymore. With security threats becoming more sophisticated in nature over the last several years ? both internally and externally ? he says it?s important to consider every area of a business and implement the most appropriate, all-encompassing game plan.
Bent shares, ?To create a solid business security strategy, you need to factor in everything from company size, location and staffing to goods sold and audience served.? He adds, ?It goes beyond preventing a break-in during your off hours. Business owners should be thinking about 24/7 security issues like safeguarding customer data and limiting access to certain areas ? keeping the perimeter of your building safe, too.?
With security risks increasing, the ability to counter them is improving as well. Bent says the versatility ofsecurity products?keeps advancing and extra features such as high-definition video recordings and better image quality continue to evolve.
While Bent advises that the right security plan is different for every business, he says there are key elements that apply to most and can be customized accordingly. He notes, ?No two companies have the same exact security needs. A careful assessment is required to determine the best approach.? Some highlights of an integrated security plan include the professional installation of:
????Lock Systems ? high-security door locks, key cylinders and hardware
????Life Safety Devices ? fire alarm/smoke/CO detection units
????Video Surveillance ? analog or high-definition megapixel closed circuit television (CCTV) monitoring equipment with flexible camera placement for on-site or remote viewing
????Intrusion Detection ? state-of-the-art commercial burglar alarm systems to signal unauthorized entry
????Access Control ? from door access to photo ID cards and fingerprint readers that track and limit admission to specified areas
????Security Gates ? gate and turnstile options for better control of traffic
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Established in 1953, Lappen Security Products is a full-service business and home security provider headquartered in Little Chute, Wisconsin. Lappen also provides commercial and residential locksmith services and features a showroom stocked with security doors, surveillance cameras, alarm systems and much more. For more information, visit?http://www.lappensecurity.com.
After the shocking realization of how devastating flash floods can be, many in our region are starting to clean up and move forward. Some, however, have a little more help than others.
A muddy and soaked mobile home in Washington County was the place Tabitha McCurry once called home. That changed when a nearby creek welcomed itself into her four walls, devastating all she owns. ?White carpets and white floors are now mud throughout. It?s heartbreaking to go in and see everything?s gone,? McCurry told News 5 Tuesday?
ITT Technical Institute is a leading provider of technology-oriented postsecondary degree programs designed to help students develop skills and knowledge they can use to pursue career opportunities in a variety of fields. At our more than 120 accredited ITT Technical Institutes located in approximately 40 states, we predominately provide career-focused degree programs of study in fields involving technology, criminal justice, business, and nursing to approximately 80,000 students. Today, we continue to execute our model, add new programs of study, and grow at a very rapid pace building new campus locations across the country.
Looking for an opportunity to play a key role in shaping the future direction and growth of a public company in one of the fastest growing industries? Have a passion for changing people's lives through education?
The Career Services Specialist provides career services to students, graduates and alumni by building relationships with local corporate, non-profit and government employers as well as provides career counseling.
Responsibilities
Develops and implements marketing plans to achieve graduation employment goals.
Successfully completes ITT/ESI's skills training programs and maintains certification.
Builds effective relationships with local and regional corporations, non-profit and government organizations and community partners to identify employment opportunities and to promote the school's qualified students, graduates and alumni.
Conducts professional presentations to employers regarding hiring relationships as dictated by company standards.
Assists students and graduates in securing employment in their field of training.
Provides career coaching, including seminars and workshops on interviewing techniques and other job search skills training to students and alumni.
Ensures the up-to-date maintenance of the Career Services database, documentation, reports and students records in accordance with company policies, government regulations and accreditation standards.
Participates in public relation activities promoting ITT Technical Institute.
May serve as a member of the school's Advisory Committee.
Requirements
Bachelor's degree in social science, discipline, human resources, business, marketing or a related area preferred.
At least 6 months to 1 year of experience in executive search, employment staffing, career services, out placement services or sales experience in the corporate sector.
Excellent communication skills along with a helpful disposition necessary to deal effectively and courteously with internal and external contacts.
Past history of developing constructive and cooperative working relationships with others and maintaining them over time.
Proficient in utilizing a personal computer and Microsoft Office.
Ability to multi-task and handle a high pressure environment with timeline pressures.
Experience in organizing, writing and presenting reports and presentations.
Detail-oriented; excellent interpersonal skills; and good work ethic.
At ITT Technical Institute, we are experiencing terrific growth and offer robust career development and advancement potential! We offer a competitive salary, 401(k), group medical (including a Health Savings Account option), dental and vision coverage, flexible spending accounts, a tuition discount program of more than 50% for you and your immediate family members, and employee tuition reimbursement, just to name a few.
Visit us at careers-itt-tech.icims.com to learn more about us and apply online.
ITT Technical Institute issues, on an annual basis, a Safety and Security Policies and Crime Statistics Report. The Report discloses information about our College's safety and security policies and procedures, and statistics concerning the number of particular crimes reported to each College and local law enforcement agencies as occurring on each College's premises or public property adjacent to the School. The Report serves to inform each College's students, prospective students, employees and prospective employees of the existence and enforcement of the College's safety and security policies.
To access the Report for calendar year 2010 and a Campus Sex Crimes Prevention Act Notice, go to: info.itt-tech.edu/CAMPUS_SAFETY.
ITT Technical Institute will provide a paper copy of the Report upon request.
Job Requirements
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Careers.org gives you access to over a million jobs and career opportunities across the US including in Baton Rouge. Find your perfect job and apply directly through a simply online application process
WOLFEBORO, New Hampshire (Reuters) - A who's who of Republican leaders, including three thought to be possible running mates for Republican presidential candidate Mitt Romney, will kick off the party's convention this month.
Romney will formally accept the Republican nomination on August 30, after former Secretary of State Condoleezza Rice, Senator John McCain, South Carolina Governor Nikki Haley and 2008 Republican presidential candidateMike Huckabee address the convention.
Rice, Haley and New Mexico Governor Susana Martinez were mentioned in recent weeks as possible running mates.
Giving a nod to the critical state of Ohio, the state's Governor John Kasich rounds out the early list of convention speakers.
Republican officials confirmed the headline speakers Sunday night after they were first reported by The Tampa Bay Times.
Three Republicans thought to be at the top of Romney's shortlist of possible running mates - Ohio Congressman Rob Portman, former Minnesota Governor Tim Pawlenty and Congressman Paul Ryan - were conspicuously absent from the early list of speakers.
Romney has continued to play coy in recent days, telling reporters last week "I got nothing for you" when asked about his decision.
Rice was the most recent hot pick to make the rounds after a report on The Drudge Report last month said she was on Romney's shortlist.
Florida Governor Rick Scott will kick off the event in Tampa on August 27.
(Reporting By Sam Youngman; Editing by Stacey Joyce)
Commercial properties are up for sale all the time; they just do not get put up as preferential listings. By digging a little deeper, you could find a great gas station for sale, if this is the kind of commercial real estate that you?re searching for. This market requires a different set of skills in order to be successful, and with the following tips, you will be able to navigate it properly.
Research your prospective brokers to see how experienced they are with the commercial market. Look for brokers who specialize in the type of commercial property that you?re purchasing or selling, particularly when it comes to a top notch gas station that is for sale. Also, consider entering into an agreement that will be exclusive between you and that broker.
If you are writing a letter of intent, take it easy. Go for agreements on the bigger problems at first, then get to the smaller issues later in the negotiations. By coming to agreement on the larger issues, it will make the negotiations go much easier.
If you want to make sure that your real estate broker is right for you, inquire as to what they think is a success or failure. Your broker should be able to explain what standard they use to measure results. It is important to understand their strategies and philosophies behind real estate. Don?t work with any real estate broker whose beliefs and methods aren?t in line with your own.
Keep in mind that any new lease, strategies, or rent consideration are necessary for your investment?s future. Figure out what you will charge for rent before speaking with potential tenants. This will give you a foundation for meeting the goals that you set for yourself and your investment.
Research the company and find out if they care about their customers? best interests before you commit to working with them. If you don?t, you could pay more for some mistake that you could?ve avoided to begin with.
Buy properties with multiple units. The more units that are in your building, the more money you will get from renters. Many buyers will not even look at a property with less than 10 units, with most believing more is always better because that is how you make the most money.
Learn how each real estate broker intends to get you the best price before settling on one. Find out about their experience and training. Ensure that the broker fights tooth and nail to get you the best price on your property, but make sure he or she doesn?t use underhanded tactics. Ask for a portfolio, featuring both sales that were closed and sales that fell through.
Try practicing patience and remain calm, if you are considering purchasing any commercial real estate. Don?t make any hasty investment decisions. Without due consideration, you might find that the real estate purchase does not meet your criteria for successful financial gain. Be patient, as it could take as long as a year for just the right investment property to turn up.
Locating which commercial property you wish to buy is really only half of your battle. Every bit of information can make a difference.
At this moment, in the case when you may want to learn a lot more associated with buying a gas station for sale, be sure to start looking to receive some other resources => HowToBuyaGasStation
Credit cards have already been in circulation for a long time. Like a lot of things in life, credit cards can be hard to manage if you haven?t got the right knowledge. Keep reading to learn more about managing your credit cards well.
Verify the legitimacy of an online seller before using your credit card on their site. Make sure to call the listed phone numbers to ensure that the company is who they say they are. Also look for a physical address listed.
TIP! If for some reason you have to make a late payment or miss a payment on your credit card and your interest rates get raised, call the company to see if you can get the interest reduced back to the original rate. If you?re late on your payments, credit card companies could raise the interest rates associated to your card.
Every time you can, pay off your credit card before payment is due. This builds your credit, which opens up opportunities in your life. Although you do not have to pay it all, doing so will help you to avoid paying interest; saving you lots of money.
Interest Rate
Don?t be afraid to speak up and call your bank if you are unhappy with the interest rate on your card. If they will not change it even after you talk to the retention team, start searching for a card with a lower interest rate. If you find a card with better interest rates, switch credit card companies so that you can more easily meet your needs.
TIP! Carefully examine your monthly statements. Look to see if all the charges are valid and if any changes, such as credits, have been made.
It is a good practice to have more then one credit card. That will assist you in building up your credit score; this is especially true if you can pay the cards off each month. However, if you have over three, a lender may think that looks bad when pulling up your personal credit bureau report.
Only keep a small number of cards. You will be able to keep a better eye on your spending when you have less credit cards. You will be able to better monitor monthly spending and prevent debt if you only have a few cards.
Let your credit card terms dictate the way in which you utilize the card. For someone with multiple cards, look at the terms and benefits to ensure which you should use most regularly.
Secured Credit
Remember to read everything associated to it before signing for secured credit cards. Many secured credit card providers charge large fees which are taken from your security deposit. These fees can decrease your overall available credit.
Be sure to read all of the details when considering a card with an introductory rate or doing a balance transfer. Have a real understanding of what will happen after the introductory phase. It is easy to suffer with high interest rates that have been overshadowed by great introductory offers. So be sure to educate yourself on the credit card terms before signing your name on the application.
TIP! Almost every credit card in the world comes with a spending limit attached. Using your credit card just for financial emergencies will help you avoid exceeding your limit.
Keep a watchful eye on your balance. You also need to know how close you are to your credit limit. When you exceed the limit, many fees may be awaiting you. Furthermore, it will take you much longer to clear your credit card balance if you continually exceed the credit limit.
Always look over your credit card statement each month immediately upon receiving it. Be sure your charges match up to your purchases. This is a great way to see if there are any transactions that aren?t authorized as well as ones that are duplicates. Report any problems to your credit card company immediately to resolve the issues.
Do not write your password or your pin number down. Memorizing your PIN or password is essential, and it helps to ensure that only you can access your account. Writing down your PIN, especially if you store it with your card, can put your account in jeopardy if the information falls into the wrong hands.
TIP! Understand the terms of your frequent flyer program. This includes reading all of the fine print.
Only open and keep open credit cards that you will actually use. Doing so helps you to track where you placed your cards. There are many dishonest people in the world today, so it is important you know where your cards are located. If you suspect a card is missing, then immediately contact the issuer and request they cancel the card.
Credit Cards
In conclusion, it can be frustrating and confusing to deal with credit cards. If you get good advice, however, you may have a much easier time with credit than you think. Use the tips in this guide to aid you in dealing with your credit cards better
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Public release date: 26-Aug-2012
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?By?Meredith Machen